There are several ways how a visitor of a Tiki could pay for goods and/or services, but Tiki supports almost none of them (Paypal is the only internationally accepted solution offered).
Besides credit cards, which Tiki does not support, several national solutions exist (that Tiki doesn't support either). Most of them are proprietary API, every bank has it's own. From the European Payment Initiative Council comes a new standard: SEPA request to pay.
It's a standardized way that streamlines the process. The user doesn't have to transfer money by having to open up his/her online banking, entering the very long (and thus error prone) IBAN, and the Tiki doesn't have to deal with differing APIs for different banks.
SEPA request to pay works like this: When the shop requests payment, this is being transferred via SEPA request to pay to the user's bank, which adds the request to the homebanking of that user, so the user can confirm the payment within the trusted environment of his/her homebanking, an error free and trusted way to deal with payments. From the Tiki point of view, the unified specification is a big plus: Only one code base needed...
The standard can be found at this link, the homepage of SEPA request is https://www.europeanpaymentscouncil.eu/what-we-do/other-schemes/sepa-request-pay-scheme.
To help developers solve the bug, we kindly request that you demonstrate your bug on a show2.tiki.org instance. To start, simply select a version and click on "Create show2.tiki.org instance". Once the instance is ready (in a minute or two), as indicated in the status window below, you can then access that instance, login (the initial admin username/password is "admin") and configure the Tiki to demonstrate your bug. Priority will be given to bugs that have been demonstrated on show2.tiki.org.
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