Tiki Wiki's payment options are VERY limited. Internationally, practically only Paypal is implemented (and there the sandbox is broken! Cf bug report on that).
Currently, there are no methods implemented to charge banking accounts and/or credit cards aside from Paypal, which faces rejection by certain customers, because of Paypal's intransparent conflict resolution methods.
Charging banking accounts will be complicated, at least in Germany, because the organisation of banks demands certified code.
In Germany, the Swedish Klarna enjoys steadily growing acceptance. Klarna has published their API, so integration should be possible.
https://developers.klarna.com/api/#payments-api-create-a-new-credit-session
For Germany, other popular services would be Sofortüberweisung or BillPay, the latter being a "classical" card processor.
Thanks
hman
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